England Business Funding & Business Finance

England Business Funding & Business Finance
It wasn't that long ago that borrowing from your bank, friends, or relatives were the only available options if you need to raise money to start your business. How times have changed!

While some high street banks are still an option for a robust proposition with match funding or the security of the equity in your home, many start-ups have found that traditional bank overdrafts and loan facilities are no longer a realistic hope.

Thankfully, a whole new world of 'alternative funding' is emerging. You may or may not have heard (apparently 95% of UK businesses survey haven't) of equity based crowd funding, reward based crowd funding, peer-to-peer lending, pension-led funding, invoice trading, debt-based securities business angels and private investing (as seen on TV's Dragon's Den).

The government also recognises that start-ups can play their part in the economy as potential tax payers and employers hence the introduction of the Start Up Loan Company. This fund allows you to apply for up to £25,000 per person - Find out more

Grants - some areas do have grants available to aid new businesses. They tend to be location and/or sector dependent but a fanstatic boost for anyonee who qualifies.

The only problem now is knowing which of these is likely to be best for you! To help you decide, we have created a free funding report...

Free Funding Report

If you need to raise some money for your new or existing business and would like to know what options are open to you (without any obligation), please complete and submit this simple form.

Request our FREE report which explains all of these 'new' funding choices in simple English.

We assure you that your information will be treated in the strictest confidence and that we will not sell/share it with anyone else or bombard you with spam.

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Whether you’re just starting your business or looking to expand, Worldpay can help your business grow.

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Latest Funding Articles

If you run your own business in England and would like to learn more about the funding options for your business, we have compiled a library of useful resources and frequently asked questions which we hope that you will find both interesting and useful.

Five tips to increase your chances of being approved for business funding

5 Things never to ignore with your business bank account

What is a Commercial Guarantee?

When should I start raising money?

3 Ways To Start Your Business Without Going Into Debt

See Full List of Funding Articles

England Funding

Useful Start-Up Resources
If you can help new business start ups or existing small businesses in the England area, we would love to promote you here free of charge. (Add Your Business)

Leasing For Business

Who Are Leasing For Business? Leasing For Business have been involved in leasing and asset finance for 19 years, and have a portfolio of funders who want to lend, rather than banks who don’t! What Is Leasing? Leasing is an alternative line of credit. Leasing is a tax based funding option, which allows businesses to acquire equipment at an agreed fixed cost for an agreed fixed term. Who Can Lease Equipment? Lease finance is a Business to Business Funding Product. Whether you are a new start, growing, or established business, Leasing is an option open to your business. What Can Be Leased? Any type of equipment used in a business can be considered for lease funding. Recent examples include fit out costs, coffee machines, furniture, mobile fish and chip vans, beer kegs, commercial kitchen and catering equipment, the list is endless! What Are The Benefits of Leasing? There are numerous benefits of leasing a product. The four main ones are; 1. The Biggest Benefit You Take From The Product, Is In The Use Of It, NOT In The Ownership. 2. Leasing Conserves Cash Reserves. Leasing enables you to acquire the solution you need without making a substantial lump sum cash payment. This can then be used to better effect elsewhere in the organisation – such as product development, new staff or new business opportunities. 3. Leasing Is Tax Efficient. If you pay corporation tax, leasing can be particularly attractive. Payments may be deducted from taxable profits and so the net cost of leasing the equipment is reduced. 4. Leasing Can Provide 100% Financing. In most cases, all of the costs of a solution can be covered in your payments. We will finance equipment and services from a variety of suppliers, thereby simplifying your payments. Contact: Eddie Lambrick eddie.lambrick@leasingforbusiness.co.uk or ring 07944 356547

Start Up Loans

Do you have a great business idea, or have you been trading for less than 24 months? Are you looking for finance and support to help develop your business? If you answered yes, then a government-backed Start Up Loan could help.The first step is to check that you are eligible, and if so, to get in touch with us by filling out our quick online registration form, giving us some basic contact information.

Barclays Bank Plc
Start your business banking with Barclays. Extra free support beyond banking essentials that will help you start your business. 0845 605 2345

Business Growth Fund
BGF was established in 2011 to help Britain's growing smaller and medium sized businesses. Backed by five of the UK's main banking groups - Barclays, HSBC, Lloyds, RBS and Standard Chartered - BGF is an independent company with up to £2.5bn with which to make long-term equity investments. BGF also works closely with other key business organisations. 0845 266 8860

bvca
The BVCA is the industry body and public policy advocate for the private equity and venture capital industry in the UK. Our members come from venture capital, through mid-market, to private equity/large buy-out houses from all over Britain. 020 7420 1800

Cash-4business.co.uk
We provide cash, leasing, factoring and all types of finance for business including start-ups. We offer guaranteed bank accounts for business with a debit card, ability to pay by debits, electronic banking and can pay in at any post office . We provide insurance against bad debts, tax investigation and loss of income due to illness or accident. 8000142433

County Corporate Finance
County Corporate Finance can provide the solution to almost any requirement that a business may have for finance. Access to a wide range of financial institutions ensures that a client companies needs are satisfied be they a start up operation or established business. Typical finance solutions arranged are; Asset Finance Funding can be arranged for a wide range of equipment including cars, commercial vehicles, plant and machinery, tills, CCTV, security systems and medical equipment. Technology Finance Funding can be arranged against IT and other technology related assets including specialised research and development equipment for all types of companies including those who are in the early stages of development. Vendor Finance In today 01252 821288

CPRAS
CPRAS is the only true Independent Specialist operating in the merchant account marketplace. We specialise in analysing the transactions that are processed for companies and making sure they are not paying too much. CPRAS created the MAPS software for the industry back in 2003/4 and, even today, over 30% of card transactions are priced using CPRAS technology. We are, therefore, the experts in this complex area of merchant account fees. In our experience over 80% of businesses are being overcharged - yet another unfortunate case of Banks overcharging their clients. We are on our client's side and passionate about saving them money. Our service is a win-win for both client businesses and us. Here's why - - If we can't find significant card processing savings then clients pay nothing. - If we do find significant card processing savings then clients pay us 25% of the savings going forward. - REGARDLESS of the savings we find, clients will receive our comprehensive Merchant Account Support Service (worth at least 4.48E+11

Factoring Advice Service
Information on how factoring and invoice discounting work, the advantages and disadvantages, different types of factoring and invoice discounting, the cost, and how to choose a factor or discounter. 0800 597 4757

Finance and Support for your Business
Part of the Government's gov.uk site. A really useful directory of lenders and providers of business support. You can search by location and requirement. Finance, equity, grant, loan, expertise and advice, or awards.

First-Step Microfinance
First-Step Microfinance provides loans of up to +353 (0) 1 260 0988

Gateway2Investment (G2i)
A programme designed to maximise the success of London businesses in raising finance to support their growth ambitions. The programme gives hands-on support to companies in making informed choices about the type of finance they need, and gives tailored advice through seminars, workshops and one-on-one support to prepare themselves to present an attractive proposition for banks, business angels or venture capital investors. 07900 607543

Gripgold Commercial Mortgages Ltd
Gripgold Commercial can provide access to business mortgages and the Government EFGS. Additionally and through our network of tried and trusted partners, we can assist with asset finance, unsecured borrowing, invoice discounting, residential mortgages etc etc. 02380 661055

HSBC
Starting a business is rewarding but tough, so we're on hand to help you succeed with support from local Business Specialists, online resources in the Knowledge Centre and Business Network, our award winning Business Internet Banking and 18 months free business banking (check for up to date offers). 0800 731 8904

IOW Consultants
IOW Consultants are now the sole representative on the island for BA Capital who are one of the UK's largest and leading private venture capital companies introducing private investors to small and early stage businesses. Based in London the purpose of Business Angel Capital is matching private investors, often called Business Angels, with business people operating or seeking to operate high-growth, early-stage business ventures. 01983 617801

Lloyds TSB
We understand how daunting starting your own business can be, that?s why we?ll give you a named manager to support you, a range of free guidance services to get you off on the right foot, and 18 months free day-to-day banking*; so you can spend less time worrying about your banking and more time building your business. (* See website for current offers). 0800 056 0056

London Innovation Network
We provide practical, hands-on support and information for London businesses seeking funding, hoping to expand their business into Europe, or wishing to develop technology partnerships. See website for details.

NatWest
Starting out in business can be a tough time. So to help you get up and running, we have a full range of benefits to get you started. When you become a new business customer, we'll give you 2 years free banking, if you have been in business for less than 12 months*. (* Check website for current offers). 0800 096 8823

North East Birmingham Business Corridor Grants
The grant is designed to help businesses to improve their land and premises by providing financial support towards the cost of physical works including: Extension of premises and other new building works; Internal works; Demolition; Land clearance; Frontage improvements; Landscaping; Business security measures; Improvements to car parking provision. 0121 303 3630

Rural Development Programme for England (RDPE)
The Rural Development Programme for England (RDPE) runs to 2013; it replaced the England Rural Development Programme (ERDP). The RDPE provides a wide range support for capital projects and training for farmers, growers, foresters, food businesses and rural communities.

SBA Financial Solutions
SBA Financial is a locally based, family owned Independent Financial Planning Practice, built on the key fundamental principles of Honesty & Integrity. At SBA our purpose is to help our clients to build, grow and preserve their wealth. 01489 878290

Small Business Finance Directory
Lists sources of commercial finance for small businesses, including leasing and hire purchase arrangements, commercial mortgages, and invoice discounting and factoring. It includes banks and other finance companies providing finance direct to small businesses and commercial finance brokers who act as introducers.

Tandem Invoice Finance Limited
Tandem Invoice Finance Limited specialises in the niche sector of Selective Invoice Discounting. Our invoice finance services allow businesses the flexibility to release capital from single invoices without committing to long-term contracts; they can be used as and when required, allowing businesses to match our facility exactly to their cash flow needs and essentially for a new start-ups, always remain cash flow positive. To find out more about how Tandem Invoice Finance Limited can help , contact Malcolm Piper on 01243 520940 or malcolmpiper@tandemuk.com. 01243 520940

Virgin StartUp
A Start Up Loan is a personal loan for entrepreneurs looking to start or scale their business: Borrow between £500 to £25,000 per co-founder - average loan size £10,000. Borrow over 1-5 years at a fixed rate of 6% p.a. No set up fee or early repayment penalties. Every funded entrepreneur receives twelve months of exclusive support as part of The Funded Club. Including; Expert guidance to help you start and scale your business. A dedicated business advice helpline. Regular opportunities to meet with specialist mentors. An experienced mentor who'll work with your business for six months.

WM Enterprise
WM Enterprise is a specialist economic, business and social policy consultancy. It is also a leading provider of venture capital*. WM Enterprise operates throughout the UK and internationally with its head office in Birmingham and additional offices in London, Merseyside, Bradford, and Surrey. 0121 236 8855

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Start Up Funding